Terms of use

Last updated 1 August 2026

Firnline is a private application with a single user. It is not offered as a service to anyone else, and there is nothing to sign up for.

Scope

Firnline reads balances and transaction history from bank accounts belonging to its sole operator and displays them for budgeting and net-worth tracking. It is provided to no one, for no fee.

No payment initiation

Firnline holds read-only account information access. It cannot move money, create payments, or change anything at a bank.

Not financial advice

Anything shown — categories, totals, projections — is a convenience view of the operator’s own records. It is not financial, tax or investment advice, and the bank’s own statements are always authoritative.

Availability and accuracy

Provided as-is, with no warranty and no guarantee of availability or correctness. Bank interfaces change, consents expire, and data may be incomplete or delayed.

Third parties

Bank connectivity is provided by Enable Banking under its own terms. Each bank’s own online banking terms continue to apply.

Changes

These terms may be updated at any time; the date above reflects the current version.